If you are looking for health insurance waiver information there is a program offered by Medicaid and to help out with the medical needs of long term care patients. These programs are being offered to help people that are having difficulties or are unable to pay their medical expenses.
These waiver programs were introduced in 1984. The program was founded to assist with the growing numbers of developmentally-disabled children. However as the needs grew so did the program and the waiver programs eventually extended to a wider set of patients,now, Medicaid waiver programs have been extended to cover older adults, individuals with autism, and individuals with physical disabilities. While it still covers developmentally disabled children covers adults and teens as well.
Some of the costs that may be waived include- administrative care management, attendant care, family training, accessibility adaptations, occupational and speech therapies, and emergency response.
The disadvantage to these programs are that the application process and bureaucracy involved in navigating them are heavy. So you might be better off looking for an inexpensive individual health care plan to cover your needs, while you wait for the health insurance waivers to kick in. Although the coverage may not be as specialized it will help in case there is some type of crisis or emergency.
Almost 70% of Americans today are under or uninsured. Without some type of universal government health coverage it is likely to remain this way. Medicaid health waivers, while helpful only helps the lower class and the middle class is also hard hit by this problem.